Privacy Statement

SthreeNidhi credit cooperative Federation Ltd., is promoted by the Government and the Mandal Samkahyas to supplement credit flow from banking sector and is a flagship programme of the Government. SthreeNidhi provides timely and affordable credit to the poor SHG members as a part of the overall strategy of SERP for poverty alleviation.

In line with recognized Practice and for the information of SHG Members and others who visit the SthreeNidhi ‘s website or Mobile APP’s we believe it is necessary to post a privacy statement. The information shared with the SthreeNidhi will be treated as private. We also desire to say explicitly that adequate precautions have been taken to protect information relating to SHG Members.

SHG Members confidentiality and privacy are of utmost concern to SthreeNidhi. Our employees treat the information we have concerning your accounts in the same responsible and confidential way that we want our own financial affairs treated.

Information collected while using the application:

Streenidhi Mobile APP’s (VOA, VLE, Mobile Banking) collects only the IMEI number of the device when the user opens the application and starts using it. We collect IMEI number to keep an eye on what are the devices using this application and to keep updating the user regarding newer versions (i.e: Version Control). As we persist in modifying the application by adding different futuristic technologies, the version control functionality makes sure that the user always uses the latest version of the application, so that he/she can get the best user experience.

Streenidhi Mobile APP’s (VOA, VLE, Mobile Banking)owned and currently managed by Streenidhi, Society for Elimination of Rural Poverty, Government of Andhra Pradesh. As a responsible organization we esteem the privacy of the user and take utmost care of their personal information in this application. This document sheds some light on how we gather data and manage them; hence users are recommended to go through this document carefully. We presume that by installing this application, the users abide by the privacy policy.

Internet: This application fetches different data from servers via internet, so the application has been given the permission to access internet

Note:

Our privacy policy is subject to change at any time without notice. Though every effort would be made to keep you informed of the changes, if any, to the policy, you are kindly advised to review the policy periodically.

By downloading this app you agree to be bound by the terms and conditions of this Privacy Policy. As this policy enables us to provide you a secure and a wholesome experience, we will not be able to register you, if you are not in agreement with these terms. By mere use of the app, you expressly consent to our use and disclosure of your personal information in accordance with this Privacy Policy. This Privacy Policy is incorporated into and subject to the Terms of Use.

Collection of Personally Identifiable Information and other Information

When you use our app, we collect and store your personal information which is provided by you from time to time. Our primary goal in doing so is to provide you a safe, efficient, smooth and customized experience. This allows us to provide services and features that most likely meet your needs, and to customize our Website to make your experience safer and easier. More importantly, while doing so we collect personal information from you that we consider necessary for achieving this purpose.

It is mandatory to register yourself in order to use the app. And once you give us your personal information, you are not anonymous to us. Where possible, we indicate which fields are required and which fields are optional.

We use data collection devices such as "cookies"/similar, etc on certain pages of the app to help analyze our app page flow, measure promotional effectiveness, and promote trust and safety. "Cookies" are small files placed on your device hard-drive/storage that assist us in providing our services. We offer certain features that are only available through the use of a "cookie".

We also use cookies to allow you to enter your password less frequently during a session. Cookies can also help us provide information that is targeted to your interests. Most cookies are "session cookies," meaning that they are automatically deleted from your device hard-drive/storage at the end of a session. You are always free to decline our cookies if your device permits, although in that case you may not be able to use certain features on the app and you may be required to re-enter your password more frequently during a session.

If you choose to transact on the app, we collect information about your transaction behavior. We collect some additional information, such as a billing address, details of recipient or payer of the transaction, location, etc.

We collect personally identifiable information (email address, name, phone number, etc.) from you when you register with us. We do use your contact information to send you offers based on your transaction history and your interests

Sharing of personal information

We may share personal information with Streenidhi entities and affiliates.

We may use personally identifiable information (email address, name, phone number, credit card / debit card / other payment instrument details, etc.) provided by you to Streenidhi entities and in the course of making transactions.

Your Consent

By using the app and/ or by providing your information, you consent to the collection and use of the information you disclose on the app in accordance with this Privacy Policy, including but not limited to Your consent for sharing your information as per this privacy policy.

If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.

DISCLAIMER

The contents of this Web Site or Mobile banking are for general information only. Stree Nidhi makes reasonable effort to ensure that the information provided on the Web Site is correct, but does not guarantee or warrant its accuracy, correctness, validity, completeness or suitability for any purpose or the information downloaded are free of viruses or harmful components.

Please do not share your password OR OTP, Credit/Debit card pin, other confidential information with anyone even if he/she claims to be from Streenidhi Team.

We advise our customers to completely ignore such communications & report to us at md.ap@streenidhi.in

Further Questions?

Please contact us regarding any questions regarding this policy, at md.ap@streenidhi.in

Managing Director

Stree Nidhi Credit Cooperative Federation Ltd.

2nd Floor, NTR Administrative Block, RTC Complex,

VIJAYAWADA-520013,

ANDHRA PRADESH STATE.